How to add Nominee in Lic Policy Online 2023 | Form No 3750

Are you a policyholder of LIC (Life Insurance Corporation of India) and want to add a nominee to your policy? Adding a nominee to your policy is essential to ensuring that your loved ones are financially protected in the event of an unfortunate event.

In this article, we will explain step by step the complete process of adding a nominee in LIC policy online, along with what will be the fee for adding a nominee, which form to fill, in how many days the nominee will be changed, Who will get the benefit of the policy in case of the immediate death of both the policyholder and the nominee during the policy? And finally, what are the things you should keep in mind while adding a nominee, etc.? All these topics have also been discussed.

So read this post till the end more carefully so that you do not miss any kind of information related to it. let’s start

Who is the nominee?

add Nominee in Lic Policy Online
add Nominee in Lic Policy Online

The nominee is the person who is chosen to receive the benefits of the policy after the death of the policyholder.

The nominee is chosen by the policyholder during the policy application process to receive the benefits of the policy which are the sum assured or the benefits of the policy.

This nominee can be a family member, spouse, child, or any other person chosen by the policyholder.

In this case, if your children are small, you will be appointed along with the nominee, whom we call the nominee.

In the case of the nominee, it is very important to provide information about the documents related to you to your nominee so that there is no problem in the claim settlement.

In Which Cases can a Nominee be Changed?

Nominees are typically changed in the following cases:

  1. Change in relationship: If there is any change in the relationship between the policyholder and the nominee, such as marriage, divorce, or the birth of a child, in this case the policyholder can change the nominee.
  2. Death of the nominee: If the nominee dies before the policyholder, it becomes necessary to change the nominee and nominate a new person.
  3. Unavailability of Nominee: If the first nominee is no longer available or is unable to fulfil the responsibilities of being the nominee, the policyholder may opt to change the nominee.
  4. Legal Requirements: In certain situations where legal requirements demand a change in the nominee, such as in the case of a court order or a change in the legal status of the policyholder, the nominee can be changed.
  5. Personal Preference: There may be a change in the personal circumstances or relationship of the policyholder, and he may wish to nominate someone else as the beneficiary of the policy.

What are the documents required to change the nominee?

When you decide to change the nominee for your LIC policy, there are certain documents that you will need to provide. These documents help ensure a smooth and authenticated process for updating the nominee. While the specific requirements may vary, generally, you will need to submit the following documents:

  • Application Form 3750: You will be required to fill out an application form 3750 provided by LIC. This form will include details such as your policy number, the name of the new nominee, their relationship with you, and their contact information.
  • Proof of Identity: You will need to provide a valid proof of identity for both yourself and the new nominee. Accepted documents may include a copy of your PAN card, Aadhaar card, passport, voter ID card, or driver’s licence.
  • Proof of Address: LIC may require you to submit proof of address for both yourself and the new nominee. Documents like a utility bill, bank statement, or rental agreement can serve as valid proofs of address.
  • Proof of Relationship: If the nominee is a family member, you may need to provide a proof of relationship document, such as a birth certificate or marriage certificate.
  • Policy Bond: Here you will need the original policy bond.

What are the steps to be taken to change the nominee in LIC?

If you need to change the nominee in your LIC policy, there are some important steps to follow.

  1. First of all, you have to collect all the necessary documents, which are mentioned above.
  2. After this you have to fill Nominee Change Form 3750. To fill it, we have given below guide, by following which you can easily fill this form.
  3. Fill in the updated nominee details correctly, including their name, date of birth, address, and relationship with the policyholder.
  4. After filling out the form thoroughly, review the information carefully before submitting.
  5. Once you are satisfied with the changes, attach the form with all the required documents.
  6. After attaching, submit all the documents by going to your nearest branch.

In this way, you can take the necessary steps to change the nominee in LIC.

What are the charges for changing the nominee?

When it comes to changing the nominee in your LIC policy, it is important to understand the charges involved. LIC usually charges status-wise for changing the nominee in your policy.

  • Option 1: In the event of the death of the existing nominee, the nominee change fee becomes void.

In such a situation, if you submit the death certificate of the old nominee along with all the documents, then your fee is waived.

  • Option 2: In other cases, a nomination change fee of Rs. 80 + GST has been kept.

In other cases, if the first nominee is alive and you want to change the nominee, you will have to pay Rs. 80 + GST as a fee, in which case your change or addition charges will come to around Rs. 100.

How to fill nominee change form 3750

You will need this form to fill out Nominee Change Form 3750. You can download this form here.

This is a single-page form that is divided into two parts: the top side of the form and the bottom side of the form.

Before filling out the form, the most important thing is that you have to use a blue pen to fill out any form of letter.

Let’s go ahead and know what the things are and where to fill in this form.

  • Policy No.: First comes the policy number. In the policy number, you have to fill in the policy number of the policy against which you want to add or change the nominee.
  • I. After I, you have to mention the full name of the policy holder.hereby: in hereby, you have to enter the full name of your new nominee, which is there in all the documents.
  • Nominee my: In nominee my, you have to tell the relation between the nominee and you, like son, daughter, wife, brother, sister, father, mother, etc. age: Here you have to enter the age of the new nominee.
  • Address: In the address, you have to add the full address of the nominee with a pincode, even if your and your nominee’s addresses are the same.
  • Old nominee: Here you have to enter the full name of the old nominee.
  • Date: here you have to mention the date.
  • Witness: Here you have to witness, which you can do with the agent or with anyone except those who are not in your direct relationship, but if you witness with someone other than the agent, then their identity Do take proof of self-attachment.
  • Signature: The signature of the policy holder will be done in the signature, and his complete address, which is mentioned above the document, will have to be entered.

Here the top of the form gets completed; after that, we go to the bottom of the form and know what to fill in.

In this bottom form, a notice is sent from the policyholder that the nomination is being changed.

  • Branch Unit No.: Here you have to first mention the complete branch name and code from where your policy was issued. 
  • Place: After this, you have to enter the place where you are submitting the form.
  • Date: In date, you will enter the date on which you are going to submit the form.
  • Policy no.: Here you have to enter the complete policy number.
  • New Nominee: Here you will enter the full name of the new nominee.
  • Lieo of: Here you have to enter the full name of the old nominee.
  • Endrosment date: here you have to write endrosment date.
  • Signature: In signature, you have to enter the signature of the policyholder.
  • Address: In the address field, you have to enter the complete address of the policyholder.

After this, your form 3750 becomes complete. After the complete form, you have to self-attach the document that has been given to you. After attaching the document, you will have to submit this document by going to the branch.

How many days after the submission of the form to change the nominee?

After submitting the form to change the nominee in your LIC policy, you must be wondering how long it will take for the change to take effect.

Generally, LIC takes 3 to 4 working days to process and update the enrollment details.

And then a photocopy of the nomination change is given to you along with your bond.

It is important to note that in some cases, the processing time may be longer, such that additional documentation or verification may be required.

How many times can the nominee be changed under the policy?

Under a life insurance policy, the nominee can typically be changed multiple times during the policy term. The policyholder has the flexibility to update the nominee as per their changing circumstances or preferences.

This means that if there is a need to change the nominee due to personal reasons, the policyholder can do so by following the prescribed procedure provided by the insurance company.

It is important to review and update the nominee information periodically to ensure that the intended beneficiary is appropriately designated to receive the policy benefits in the event of the policyholder’s demise.

Death claim (who will get the policy benefit) in case of death of both the policy holder and the nominee.

In the unfortunate event of the death of both the policyholder and the nominee, the process of determining who will receive the policy benefit becomes more complex. In such cases, the policy’s death claim settlement is typically based on the legal heirs of the deceased policyholder.
The legal heirs are individuals who are entitled to inherit the assets and properties of the deceased as per the applicable laws of inheritance.
To initiate the death claim settlement process, the legal heirs are required to provide necessary documentation, such as the death certificates of both the policyholder and the nominee, along with proof of their relationship with the deceased. This documentation helps establish their eligibility to receive the policy benefit.
The settlement of the death claim in these circumstances is governed by legal procedures and may involve the intervention of legal authorities to ensure a fair distribution of the policy benefit among the legal heirs.
The exact distribution of the policy benefit depends on the laws of inheritance and any specific instructions or provisions mentioned in the policy documents.

What are the benefits of adding a Nominee in LIC policy?

There are many benefits to adding a nominee to your LIC policy. Which are mentioned below:

  • Ease of Claim Settlement: By adding a nominee, you can simplify the claim settlement process for your loved ones.
  • Financial Security: Your nominee will receive the policy benefits, thereby ensuring financial security for your family.
  • Avoiding Disputes: Adding a nominee helps prevent potential conflicts or legal disputes among the family members.


Adding a nominee to your LIC policy online is a simple and convenient process that ensures the financial well-being of your loved ones. By following the step-by-step instructions provided in this article, you can easily register a nominee and have peace of mind knowing that your family will be taken care of in the event of any unfortunate circumstances.

Also Read: What are the Pros and Cons of Joining LIC ADO 2023?

FAQs About Add Nominee in LIC Policy Online

Q1: Can I add more than one nominee in my LIC policy?

Yes, LIC allows policyholders to add multiple nominees to their policies. In which you can specify the percentage of the sum assured that each nominee will get in case of an unfortunate event.

Q2: Is it mandatory to add a nominee in LIC policy?

No, but it is highly recommended. Adding a nominee ensures a seamless and hassle-free settlement of claims.

Q3: Can I change the nominee in my LIC policy?

Yes, LIC provides the facility to change the nominee in your policy. You can do this by following the same process as adding a nominee online.

Q4: What are the documents required for nomination registration?

The documents required for the registration of a nominee include identity proof and address proof for both the policyholder and the nominee. Accepted documents include PAN cards, Aadhaar cards, passports, Voter ID cards, etc.

Q5: Can I add a nominee to my existing LIC policy if I did not do so initially?

Yes, you can add a nominee to your existing LIC policy even if you have not done so initially. Visit the official website of LIC, log in to your account and follow the steps mentioned earlier to add a nominee.

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